How I Achieve Over A 45% Savings Rate WITHOUT Minimalism

Often I’ll read a blog or see a YouTube video preaching how extreme frugality is not just THE answer to early retirement, but will also somehow serve as some sort of spiritual awakening. While I don’t doubt their personal experiences, the result of this kind of message is a sugar high for mainstream society. And … More How I Achieve Over A 45% Savings Rate WITHOUT Minimalism