How to Budget For That Pesky Miscellaneous Category

When it comes to budgeting, categorization is the name of the game.  If you’re doing great with 95% of your spending but that other 5% is completely obliterating your savings rate, then a self-examination needs to occur.  There’s obviously no better remedy for that than setting a monthly budget.  But one particular line item in your budget can … More How to Budget For That Pesky Miscellaneous Category